Insperity PEO

Since ProgramPay, powered by Vestwell has an integration with your payroll provider, we can take a lot of work off your plate regarding the processing of your payroll files through automation.

This guide will help you set up your integration as well as understand your specific responsibilities for the proper submission of payroll files. Even though your payroll provider is integrated with our platform, all Plan Sponsors have ongoing requirements to make sure the content is correct.

Is My Version of Insperity Compatible With the Integration?

How does my integration work?

Your integration is a 180° Automated Integration. This is a one-way integration in which the ProgramPay team will automatically receive certain information about your plan and participants from your payroll system and process employee and employer contributions to the plan. 

How do I initiate my integration setup?

1. Complete the linked form:Payroll Integration Request Form so our team can collect the necessary details to set up Payroll Concierge services.

2. Email your Insperity payroll specialist directly requesting to set up an integration with **Vestwell. Please remember to specify the pay date the integration should begin.

*Please note, until the integration is activated, contribution uploads into the ProgramPay portal will be required until our team has notified you that the integration can begin.
** This integration is facilitated through Vestwell not Voya.

Let your Voya Representative know that you'd like to integrate. From there, you will work with the ProgramPay team, who will guide you through the rest of the setup process. There may be a few action items for you to complete along the way--prompt completion of these action items is crucial to ensure a timely setup!

Are there any reasons why my plan might not be eligible for an integration? 

There are some plan design features that currently prohibit the use of payroll integration, including:

• Plans which have multiple pay groups
• Plans which have multiple EINs
• Plans which have multiple log ins into their payroll system
• Plans which do not have an established recurring pay schedule setup in both ProgramPay and the payroll system
• Plans which do not use the same payroll provider for all pay group(s)
• Plans which have limitations preventing each pay group from being integrated
• Plans with per pay period non-mandatory employer contributions
• Plans that allow after-tax contributions 
  • Note: After-Tax and Roth contributions are not the same

If your plan has been amended or if you are considering an amendment to your original plan documents, please inform your ABA Retirement Representative to understand what actions on your part will be required to submit and process your payroll files correctly.

What are my responsibilities if my plan has an active payroll integration? 

Our ability to successfully process your payroll files and administer your plan depends on you! It is your responsibility to:

• Payroll Codes
  • Set up and maintain these deduction/earnings codes within your payroll system. 
    • Pre-Tax 401(k) $
    • Pre-Tax 401(k) %
    • Roth 401(k) $
    • Roth 401(k) %
    • Employer Contribution(s)
    • Retirement loans
• Loans
  • Set up and maintain retirement loans within your payroll system 

• Discretionary and/or Profit-Sharing Contributions
  • Set up and maintain annual and/or quarterly non-mandatory company contributions within your payroll system, and upload these contributions through your ProgramPay portal. 
• Mandatory Employer Contributions
  • Set up and maintain mandatory employer contributions that are on a frequency other than on a per pay period basis, and upload these contributions through your ProgramPay portal. 
• Per pay period Safe Harbor employer contribution
  • Setup and maintain mandatory employer contributions that are on a pay period basis.
• Pay Groups 
  • Once your integration is active, you will no longer be able to edit pay groups in the ProgramPay portal as this can disrupt the processing of contributions. For further assistance, please contact voyaaba@vestwell.com.
• Employee Deferral Updates
  • Ongoing deferral changes shared directly with you, not using the Voya Participant portal by eligible employees must be set by you directly in the payroll system. Please note:  Deferral changes made by employees directly in Voya Participant web will be updated automatically within 2 business days.
• Employee Status Changes - Payroll System
  • Make updates in your payroll system when employees are hired, terminated, or re-hired, etc.
• Employee Personal Information
  •  Maintain complete, accurate, and up-to-date personal information within your payroll system - including date of birth, social security number, and email address. 
• Pay Frequency/Schedule Changes
  •  Report any pay frequency or pay schedule changes.
• Review Payroll Data
  • We rely on you to provide us with correct, updated, and complete data about your employees regardless of whether we receive that data directly from you or from your payroll provider. Regular audits and spot checks of the data provided to us will help you quickly identify and rectify any discrepancies. 

What does ProgramPay handle for me if my plan has an active payroll integration?

• Processing Contributions
  • Process employee deferrals and employer contributions which are maintained by the integration shortly after you run payroll in your payroll system. Even if you process your payroll early, Vestwell will never process the contributions file before the actual pay date. 
• Employee Status Changes
  • When you add, rehire or terminate employees in your payroll system, the changes will be reflected in the ProgramPay portal within 1-2 business days after the next pay date. 

Will Insperity charge me any fees to set up and/or maintain my payroll integration? 

Insperity may charge fees in conjunction with the integration. Please check with your Insperity representative for more specific details.

ProgramPay will not charge you to facilitate this integration.

How do I disconnect my integration?

If you change payroll providers, it is your responsibility to inform us so that we can disconnect your integration and assess whether integration with a different payroll provider is available. Please reach out to your Voya Representative, and we will assist you.